About

 I am a private investor with a steady job  trying  to achieve financial independence and pursue other interests in life.  My hobbies are investment finance, music, movies and spirituality.

I am a self taught investor who learnt the basics of investing after paying large tuition fees to Mr. Market.  I started actively trading in market thinking that I was investing since 2003.  My returns were not satisfactory and my fixed deposits were doing better than my investment portfolio.  By 2007, I realized that investing is a lot different than what I was doing and since then, my investment returns have been satisfactory.  I have been able to beat the market and cut down my losses.

My investment style now is based on value investing principles.  I have incorporated the teachings of Ben Graham, Warren Buffet and other value investing champions.  I follow the investment  rule of finding great businesses that provide very high returns on capital consistently ,  have good people running it and available at a reasonable price to its fair value.  While I prefer strong moats, I do from time to time invest in companies with very fragile moat but run efficiently.  My investment horizon range from minimum one year to holding forever depending on business fundamentals and price to fair value equation.

This blog is an online journal of my investment journey and the choices I make and their results.  I intend to cover other topics like personal finance, behavioral finance etc.   This blog is for educational and discussions purpose only.  I do not provide any tips or technical calls.  I may enter or exit any investments anytime which I may or may not provide update in this blog. I or this blog cannot be made responsible for any  investment decisions you make based on the topic discussed here.  Please read the disclaimer at the bottom of this page.